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Simple, Secure Car Financing & Insurance Solutions Today

Navigate financing and insurance with expert help.

Our Car Financing & Insurance Services

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Comprehensive options including trade-in, sales, maintenance, repairs, and finance assistance.

Trade-In Appraisal

$1200.00

Get your current car evaluated for trade-in value.

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New Car Sales

$234.00

Browse and purchase the latest car models.

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Routine Maintenance

₹324.00

Scheduled maintenance services for all car makes.

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Engine Repair

₹342.00

Comprehensive engine diagnostics and repair services.

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Car Finance Assistance

₹434.00

Help with financing options for car purchases.

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Why Choose Shivam Car Dealers

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Experienced advisors streamline financing and insurance for every budget and vehicle.

Personalised Finance Plans

Custom loan terms and payment schedules tailored to your income, credit, and vehicle preferences for affordable ownership.

Hassle-Free Trade-In Valuation

Fast, fair appraisals using market data; get competitive offers applied directly to your new purchase or financing.

Insurance Comparison Service

Side-by-side coverage comparisons from trusted insurers to secure optimal protection and premiums for your driving needs.

Maintenance & Repairs Support

Coordinated routine maintenance and engine repair referrals help preserve resale value and simplify warranty or insurance claims.

What Our Clients Say

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Read testimonials from our satisfied customers

★★★★★

She is perfect. I have been seeking a loctician that knows how to treat my scalp condition and not break the bank. If she increases her prices, I'm still paying. My scalp hasn't felt this good since I moved to Phoenix 14 mos back. Mind you, my locs are past my butt. My scalp feels clean and she managed my itchy scalp with non harmful products. She is so dope! She has a very loyal customer now....more

courtney jones

February 10, 2026

★★★★★

I found Sophia on a whim while looking for natural hairstylists on Google. I was a little nervous, as I had not had my hair professionally done in years.

But it turned out to be a wonderful experience, and she did such an awesome job on my hair. She gave me good advice and suggestions on how to tend to my natural hair as well. 5 hours felt like nothing as she made me feel extremely at ease in the chair.

I would highly recommend to her to anyone in PHX. Sophia is very good at what she does and she takes her time while doing it. 5-star experience!...more

Momo Fiasco

January 25, 2025

★★★★★

First time experiencing loc twist and came out perfect wash rinse SoSo on point most definitely my new hair stylist PERIOD...more

levar jones

January 7, 2025

★★★★★

I had the good fortune to be a client of Miss SoSo (Da_Naturalista) recently. I knew I wanted braids but nothing else. Miss SoSo not only made me look wonderful but she made me look pretty. She has “gifted hands” and a “passion” for making everyone’s “Hair Crowns” sparkle. She’s the TRUTH PEOPLE !!! 👍🏽❣️...more

Diane Lloyd

January 7, 2025

★★★★★

What I did enjoy about going to this establishment is that the hairdressers were on time to start their appointments with their clients. They were efficient and professional. They wasted no time in doing their clients styles and moved on to the next person within reasonable time. You are not sitting around waiting. Cost is very affordable and they do excellent work, compared to other stylists who over charge, not good at doing hair and very unprofessional. I will recommend this establishment to others....more

tomika brown

November 15, 2024

★★★★★

Mad hair braiding, hair locs and hair styling skills!! ALL AT AN AFFORDABLE PRICE with great company!!!...more

M Lloyd

November 15, 2024

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Common Questions About Financing & Insurance

Answers to frequent customer questions about financing, trade-ins, and insurance options.

How do I qualify for Car Financing & Insurance here?

Qualification depends on income, credit history, employment stability and required documents. We offer pre-approval checks, flexible term options, and advisors who help assemble paperwork and recommend lenders suited to your profile to improve approval chances.

Can my trade-in reduce Car Financing & Insurance costs?

Yes. A trade-in appraisal can reduce your financed amount or increase your down payment, lowering monthly payments. It can also affect insurance valuations, since your new policy will be based on the vehicle's financed value and purchase price.

What insurance coverage is recommended when using financing?

Lenders typically require comprehensive and collision coverage until a loan is paid off. Consider gap insurance to cover the difference between loan balance and vehicle value, plus liability limits that meet or exceed lender requirements.

How long does financing approval usually take at Shivam Car Dealers?

Pre-approval can often be completed in minutes with basic information. Full approval typically takes same-day to a few business days depending on documentation, credit checks and lender processing times.

Do you offer assistance for poor credit financing?

Yes. We work with lenders specializing in subprime and near-prime loans, suggest co-signers, recommend reasonable down payments, and help build a plan to improve credit while securing realistic financing options.

Will maintenance or engine repairs affect insurance or financing?

Routine maintenance and repairs don't usually change financing terms, but they preserve value and can influence resale and claims. Significant unrepaired damage might affect lender inspections or insurance acceptance, so keep service records available.

Ready to Transform Your Look?

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Experience the excellence of our Car Financing & Insurance services. Book your appointment today!

Simple, Secure Car Financing & Insurance Solutions Today